LtcCare

LTC Elimination Period

See how a longer elimination period lowers your premium.

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Try: Daily benefit=150, Elimination period (days)=90, Base premium / mo=200 → $200, $200, $0

How to use

The elimination period is the wait before benefits start. A longer wait means you pay more out of pocket early but a lower premium. Enter a base premium to see the trade-off.

FAQ

What elimination period is typical?

90 days is common; 0 or 30 days cost more, 180+ cost less.

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