About LtcCare

LtcCare is a small independent site of free calculators for long-term care insurance: future care cost, the coverage gap, a premium estimate, and the elimination-period and inflation-protection trade-offs. Every calculation runs on your device — your age and asset figures never leave the page. The goal is to show the real numbers before you meet a broker.

The inflation and premium factors are common planning figures, not a quote or advice.